New Jersey Commercial Auto Insurance
Your business vehicles may be insured by Palisades — giving your business the Palisades dedication to keep you on the road and to settle any claims quickly. In fact, most of the time the Palisades Crashbuster® claim appraisers give settlement checks on-the-spot, at the time of appraisal!1
Palisades has a history and customer-oriented mind set that's created one of the largest independent New Jersey insurance agency providers — which has our customers saying "Palisades is a no-hassle insurance company. I recommend this insurance company to everyone."
Speak with a New Jersey insurance agent for a quote and more info.
Fast & Priced Right
Your NJ auto insurance agent may be able to give you immediate coverage at the right price. Designed for fleet sizes under 5 vehicles with light trucks, service vans or private passenger vehicles used for local businesses, you may be able to save money and get immediate coverage.
Palisades prices your business policy by looking at the business and its drivers. That means that if your drivers have a good record, you might get a rate that you can smile about.
A range of discounts are available for Palisades Commercial Auto Insurance:
- Longevity discount - applies if you've been a customer with your current insurance carrier for 3 or more years. This applies even if you switch agents to take Palisades insurance.
- Companion discount - applies if you have another commercial policy with your agent.
- Loyalty discount - applies if you take the Palisades Commercial Auto policy with your current agent.
You can select the payment plan right for you - pay in full, pay by installments, electronic or EFT payments, and finance company accepted payments.
Focus on Service & Claims
Our customers report the highest satisfaction — over 97% — for our NJ auto insurance claim services.2 After all, insurance is protection. It’s help when you need it after an accident, theft, or other loss. We understand this, and are focused on making a claim as hassle- and pain-free as possible.
Enhanced Coverage is available to give your business deductible-free claims on glass accidents, personal effects coverage, and other coverages.
Our Crashbuster vans, the first of their kind, bring our appraisers directly to your damaged vehicle where they assess the damage in person. In most cases they issue a check on the spot. You can then take your car to your choice of repair shop.
The service is designed to keep your business on the road and give you payments quickly.
Just speak with an agent for a quote and more info.
1Crashbuster mobile van appraisers are available for policies with the necessary first-party property damage coverage.
297.6% of Palisades customers reported they were satisfied on the Palisades claims satisfaction survey, January 1, 2009 – December 31, 2009
Note: The purpose of this information is to help you understand commercial insurance in New Jersey. Restrictions and conditions apply. It is important that your decision about coverage is based on the level of insurance protection that best meets your needs and financial position. A Palisades agent can help to explain all of these terms and selections, so you are able to choose the coverages and limits that most accurately protect your business. This material is not a replacement for, or an addendum to, your policy contract. For a complete description of your coverages and definitions, please refer to your NJ insurance agent and the Palisades policy.
