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Get a free NJ commercial auto insurance quote

Selecting the right insurance is important: you want the right coverage – at the right price – for the way your business runs. 

Independent agents can advise on your insurance needs and give you a range of options. Click here to find an agent and get a free insurance quote today! To learn more, read through these three steps:

  1. Call a Palisades NJ insurance agent
  2. Choose your NJ insurance coverage
  3. Select a payment plan

1. Call a New Jersey auto insurance agent

As your trusted insurance advisor, your agent can provide quotes and recommendations on the right commercial auto insurance coverages for you. All of our agents offer New Jersey personal auto insurance; many also offer NJ commercial auto insurance. A Palisades NJ insurance agent will ask important questions about your business and your cars to determine the type of coverage that best meets your needs to give you a nice insurance quote. For more benefits of working with an agent, click here.

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2. Choose your NJ insurance coverage

The leading Palisades customer service and fast claims service is designed to keep your car fleet moving and help your cash flow. The claims Crashbuster® mobile claims vans delivers checks over 50% of claims on the spot. Guaranteed repairs are available to keep your car fleet moving.

Palisades offers you more than just one alternative for your New Jersey commercial auto insurance needs. We also take into consideration the actual driving history of your drivers. There are a range of coverages, discounts, and options to suit your needs.The cost of a Palisades commercial auto insurance policy depends on many factors, such as:

  • Vehicle type, usage, age, value, and safety features
  • Drivers and their driving histories, including claims and violation history
  • Available discounts, such as longevity, loyalty, and

The cost of your NJ commercial car insurance is also affected by different choices you make, including:

  • Type and amount of liability coverage, which pays for damage to other vehicles and injuries to other people.
  • Amount of personal injury protection coverage, which pays for your own medical coverage, as well as loss of income and other benefits when a covered driver and passengers are injured in an accident. This will not apply to all commercial vehicle types.
  • Amount of comprehensive and collision coverage, which pays for damage to or loss of your property.
  • Amount of comprehensive and collision deductibles, which is the sum you’re responsible for before insurance coverage pays to repair or replace your car.

Choosing higher limits for bodily injury and property damage will provide you with greater protection, but it will also increase your premium. Selecting lower deductibles will increase your premium since you’ll be responsible for less of the repair costs. 

Enhanced Coverage is available from some providers. Palisades has enhanced coverage that gives your business deductible-free claims on glass accidents, personal effects coverage, and other coverages.

With so many options to consider, it’s nice to have professional help. Your Palisades insurance agent can help you select the protection that’s right for you and give you a free commercial auto insurance quote.

Learn more about the coverages offered, the options available, and the impact your decisions may have for commercial car insurance by clicking here.

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3. Select a payment plan

Select a payment plan that works best for your New Jersey business. Make payments any way you want: online, by check, with a credit card or debit card, on the telephone, or through automatic payments. Choose the billing and payment plan that’s best for your business needs:

Pay in full Pay the entire premium at the start.
  • no monthly bills
  • web pay by agents accepted
  • no finance charges or service fees
Electronic Funds Transfer (EFT) Also called automatic bill pay. With a small down payment, your remaining payments are withdrawn automatically from a checking or savings account.
  • 10% down, followed by 10 equal payments
  • no stamps, no mailing
  • no risk of late payment
  • no finance charges or service fees
Installment Plan With a small down payment, receive bills directly and make payments by mail or online.
  • 25% down followed by 7 equal payments
  • web pay by agents accepted
  • coming soon: you can make payments instantly online, with check, or with a credit card
Premium Finance We accept premium finance company payments
  • we make it easy for you - taking payments from premium finance companies

Your Palisades agent can give you a free insurance quote and help you select the payment plan that’s best for you.

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