Personal Umbrella Insurance
The life you've built is an investment worth protecting. Palisades Umbrella insurance extends the liability coverage of your car and home insurance policies, and is available exclusively for Palisades Car Insurance customers.
Many people find umbrella insurance surprisingly affordable. For example, the annual premium for $1,000,000 liability insurance in addition to your home and NJ car insurance to cover 2 cars can be as low as $179; the annual premium for $3,000,000 insurance to cover 2 cars and 2 homes can be as low as $547.
Just call your agent or 877.PAL.NICE for a quote and more info.
Protect Against the Unexpected
In the event of a devastating accident you could find yourself personally responsible for a multi-million dollar liability settlement that exceeds your insurance coverage. Even wages and future earnings can be used to pay for a judgment or settlement against you or a family member. The Palisades Personal Umbrella policy extends the liability coverage of auto and home insurance policies to help protect against the loss of your assets.
What an Umbrella Policy Does
Umbrella insurance protects assets such as:
- Financial assets such as bank accounts, investments, and retirement funds
- Personal property, such as home, vehicles, jewelry, and collectibles
Additional liability coverage can be useful for accidents that you are determined to be at-fault for, or accidents where you are sued for damages. These include accidents that may occur in:
- Owned or rented cars
- Home, condo, townhouse, or apartment
- Covered seasonal or rental property
- Most power boats, sailboats, motorcycles, and ATVs
The Palisades Umbrella Coverage
Palisades can provide extra protection for your assets.
- Exclusively for policyholders of Palisades Car Insurance
- Extends liability insurance from your car and home owner's or home renter's insurance, even if your home insurance is not with Palisades
- Insurance for liability limits of $1,000,000 to $5,000,000
- Covers Bodily Injury, Property Damage and Personal Injury Liability
- For all residents of your household
- Worldwide coverage
- Coverage for all of your assets
Ask your agent for a quote now - or call 877.PAL.NICE for more info and a quote.
Note: The purpose of this information is to help you understand umbrella insurance. Restrictions and conditions apply. It is important that your decision about coverage is based on the level of insurance protection that best meets your personal needs and financial position. A Palisades agent can help to explain all of these terms and selections, so you are able to choose the coverages that most accurately protect you, your family and your property. This material is not a replacement for, or an addendum to, your policy contract. For a complete description of your coverages and definitions, please refer to your agent and the Palisades policy.
