Palisades Personal Auto Insurance Coverages, Rates, & Discounts
Palisades can give you the protection you need – from the New Jersey state-mandated auto insurance coverage to extra coverage we provide at no cost, discounts, and extended car insurance coverage.
A New Jersey auto insurance agent can give you advice over the phone or in-person about what coverage is right for you. To read the New Jersey Auto Insurance Buyer’s Guide, you can download a PDF version by clicking here (you'll need Adobe Reader).
To learn more, here’s some quick reading:
- You’re entitled to discounts on car insurance. Discounts are available for safe drivers, for homeowners, for safe cars, for payment-in-full, and more.
- Drive Less. Pay Less. Learn more about the advertising campaign that highlights the rate reductions for people who drive less than average.
- Find out how Palisades determines your car insurance rates, and what factors other auto insurance companies might use.
- Sample drivers, sample coverage. The way you live and drive influences the choices you make. Here are some examples of people and what they selected for car insurance.
- Available car insurance coverages and what car insurance will pay for. Having and driving a car exposes you to different risks, including car damage, personal liability, and bodily injury. The different types of accidents, damages and injuries have specific coverages. You can purchase car insurance that will give you more or less coverage.
- Standard Car Coverage Options, which determine your liability coverage, collision coverage, and deductibles.
- Enhanced Car Coverages & Services, which provide added benefits. These are often automatically applied for qualifying policyholders and are often available at no cost.
- Agent coverage forms, let's you read detailed forms and coverages recommended by your agent.