Palisades Insurance Coverages, Rates, & Discounts
Palisades can give you the protection you need. For personal autos, we have the state-mandated personal NJ auto insurance coverage to extra coverage we provide at no cost, discounts, extended NJ car insurance coverage. If you have a personal auto insurance policy with Palisades, you are also eligible for Palisades umbrella insurance and flood insurance.
The Palisades NJ commercial auto insurance is designed for small and medium New Jersey businesses.
A New Jersey auto insurance agent can give you advice over the phone or in-person about what coverage is right for you. To read the New Jersey Auto Insurance Buyer’s Guide, you can download a PDF version by clicking here (you'll need Adobe Reader).
To learn more, here’s some quick reading:
- Personal New Jersey Auto Insurance coverages, discounts and rates.
- You’re entitled to discounts on NJ car insurance.
- Drive Less. Pay Less. Learn more about the advertising campaign
- Find out how Palisades determines your car insurance rates.
- Sample drivers, sample coverage. Some examples of people and what they selected for car insurance.
- Available car insurance coverages and what car insurance will pay for. Look at the Standard Car Coverage Options and Enhanced Car Coverages & Services, which provide added benefits. These are often automatically applied for qualifying policyholders and are often available at no cost.
- New Jersey Commercial Auto Insurance for New Jersey businesses with small and medium sized vehicle fleets.
- New Jersey Home Package Insurance, exclusively for customers of Palisades Personal Auto Insurance, this includes homeowner insurance, home renter insurance, and condo insurance.
- Personal New Jersey Umbrella Insurance Coverage, which provides extended liability coverage for you and your family in the event of a large loss or accident, protecting your assets.
- New Jersey Flood Insurance Coverage, which is provided by the government and covers additional losses not in most homeowner or renters policies.
- For more detailed information, you can go to some other insurance and government websites.

