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Benefits for Palisades Employees 

Palisades employees enjoy a full range of benefits designed to attract and retain outstanding individuals. Click on the links below to learn more about each program:

Full-time and regular part-time employees working more than twenty or more hours per week along with eligible dependents may enroll. Employees are eligible for benefits on the first day of employment. Domestic Partners may be eligible for some of the benefits listed.

Medical Coverage 

Palisades pays 90% of premium and 100% of in-network preventative care. Two plan choices are available:  membership in a Preferred Provider Plan (PPO) or an Exclusive Provider Plan (EPO). The PPO plan gives you a national network, the choice of whether or not to choose an in-network provider, and the freedom to seek care out-of-network at slightly higher costs with no referral necessary. The EPO plan also gives you a national network while choosing an in-network provider only, at slightly lower costs with no referral necessary.

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Dental Coverage

Two choices are available with the largest group of PPO providers in the state. Employees also have a choice of going out of network with higher out-of-pocket expenses. The basic plan has an annual maximum of $1,000 and the buy-up plan has an annual maximum of $1,500. Both plans have orthodontia coverage.

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Vision Care Coverage

The plan covers periodic exams, eyeglass lenses and frames, or contact lenses, up to a maximum amount per year.

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Life Insurance

Company paid: This benefit is provided to employees at no cost and enrollment is automatic. Palisades pays for two times of the annual salary up to a set maximum.

Employee paid: Employees may elect to purchase additional coverage at age-related rates up to three times the annual salary up to a set maximum.

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Dependent Life Insurance

Employees may apply for up to $100,000 of coverage for spouse/domestic partner and $5,000 of coverage for each dependent child. Evidence of insurability may apply.

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Accidental Death and Dismemberment

This benefit is provided at no cost and enrollment is automatic. The benefit equals two times the annual salary up to a maximum amount per year.

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Disability Insurance

Short Term: A supplement to the state plan is provided to employees at no cost.

Long Term: This benefit pays two-thirds of a salary and is provided to employees at no cost.

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401(k) program with company-paid bonus contribution option

Before-tax and after-tax employee contribution options are available. Depending on the profitability of the company, Palisades makes yearly non-elective and elective contributions to this plan. The elective contribution is matched for eligible employees.

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Time off

Palisades offers a generous vacation package, personal days, and 10 paid holidays.

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Company-subsidized health club reimbursement

To help the overall health and wellness of our employees, the company pays a portion of the membership cost at a fitness center or health club.

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Tuition reimbursement

This plan is designed to assist employees interested in continuing their professional development through outside educational programs. After six months of employment, employees receive 80% reimbursement for course costs, including tuition, books, and registration fees up to an annual maximum each calendar year.

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In-House Education/Professional Development

Professional Skills, Leadership Development, Technical, and Insurance courses are offered on-site. External Training, including insurance related courses reimbursed at 100%, are also available.

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Matching Gift Program

Palisades will match employee contributions to qualified charities.

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Pre-tax flexible spending accounts for medical and dependent care

Employees are able to set aside up to $3,000 for eligible medical expenses and up to $5,000 for eligible dependent care on a before-tax basis.

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Transportation flexible spending account

This plan allows employees to pay for qualified transportation expenses on a before-tax basis.

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Employee Assistance Program

This benefit is provided at no cost and enrollment is automatic. This benefit is to help employees cope with life's challenges. Options include financial counseling, childcare referral services, and referrals to session with nearby counselors.

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Pre-paid legal

This benefit covers representation for many personal legal services such as purchase of primary residence, wills, debt matters, and civil litigation.

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Emergency Travel Assistance

This benefit is provided at no cost and enrollment is automatic.

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Personal automobile insurance discount

Employees can receive a discount on Palisades car insurance. 

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Business Casual Attire

The dress code at the company is business casual. Employees dress in suitable attire consistent with their work environment.

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Employee Referral Program

Any employee below the executive level can refer a candidate for employment. If the candidate is hired and on the payroll for 30 days, the employee will receive a cash award.

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We review our benefits programs annually and update them frequently to ensure that we maintain an industry-leading compensation plan.

If there is inconsistency between the website information, the summary plan descriptions, and official plan documents, the official plan documents will govern. Palisades reserves the right to amend or cancel, at any time, the programs, and services described on this website.